Why Your Current Coverage Might Be Costing You
Here's what we see all the time: business owners get their commercial insurance from whoever's cheapest or most convenient, then discover they're either overpaying or underprotected when something goes wrong. Maybe your current agent quoted you general liability but forgot about product liability. Or they sold you the minimum workers comp without considering your actual risk factors.
The problem gets worse when you need to file a claim. Suddenly you're dealing with adjusters from three states away who don't understand that yes, we really do get that much snow, and yes, your delivery truck really was damaged by falling ice. We've seen good businesses nearly fold because their insurance company dragged their feet on legitimate claims.
When you work with The Pressley Group, you get something most Waynesville businesses haven't experienced in years - an agent who actually picks up the phone. No phone trees, no waiting on hold for twenty minutes, no getting transferred to someone in another time zone.
Our office is right here on Main Street. You can walk in during business hours and talk to the same person who wrote your policy. When the Thompson's bakery had their oven catch fire, they called us at 6 AM and we were there within the hour, helping them document everything and getting their claim started before breakfast. That's what local service actually looks like.
Local Insurance Experts Who Actually Answer
Save Money Without Losing Coverage
Most businesses that switch to us save 15-20% annually while getting better protection. We compare rates from multiple carriers and negotiate on your behalf. No more wondering if you're overpaying - we'll show you exactly what's available and what it costs.
Claims That Actually Get Paid
We work with carriers who have solid reputations for paying claims fairly and quickly. When you file a claim, we advocate for you throughout the process. Our clients' claims get resolved faster because we know which adjusters to call and how to present your case effectively.
Local Support When You Need It
No phone menus, no waiting weeks for callbacks. When something happens to your business, call us directly. We're here in Waynesville, we know your business, and we'll help you navigate the entire claims process from start to finish.
Being independent agents changes everything for your business. Instead of being stuck with one company's rates and rules, we can compare options from multiple carriers and find what actually works for your situation. Restaurant owners need different coverage than retail shops. Contractors have different risks than service businesses.
Last month, we saved Haywood County Plumbing over $1,200 annually by switching them to a carrier that specializes in trade businesses. Their old company wanted to jack up their rates 40% at renewal. We found them better coverage for less money than they were paying before the increase. That's the advantage of working with commercial insurance companies in Waynesville who aren't tied to just one carrier.