Serving the WCU community and Cullowhee families. Our Sylva office is minutes away.

Cullowhee is basically WCU. Around 12,000 students, plus faculty and staff, all trying to navigate Highway 107—which has a crash almost every working day according to town officials.
If you're a student and your parents' policy doesn't extend to you at school, or you need renters insurance for your apartment, we can help. Our Sylva office is 10 minutes down 107.
707 crashes in 6 years. Mostly rear-end collisions from people stopping suddenly. Leave extra space.
August move-in is chaos. Parents unfamiliar with the roads, rental trucks everywhere, parking nightmares.
Game day traffic is a different animal. Plan around it if you can.
Maintain a B average? You probably qualify for a discount. Ask us about it.
WCU student or faculty? Ask about renters insurance—it's cheaper than you'd expect. Our Sylva office is right down 107.
Get your free insurance quote in about 10 minutes. No pressure, no obligation—just honest numbers from a local agent.
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One of our team members will reach out within 24 hours to discuss your options.
Enter your info and we'll call you back within 24 hours.
One of our team members will reach out within 24 hours to discuss your insurance options.