From the Blue Ridge Parkway to the Dragon's Tail, protect your ride with coverage built for mountain roads. Cruisers, sport bikes, touring—we cover it all.
Western North Carolina has some of the best motorcycle roads in the country. The Blue Ridge Parkway, Tail of the Dragon, Cherohala Skyway, Wayah Bald Road—these are legendary rides that draw riders from all over the Southeast.
But mountain roads come with real risks. Deer crossing at dusk on Soco Road. Gravel in a curve on US-129. A sudden afternoon storm over the Smokies. You need coverage that understands what you're actually up against out here—not a policy written by someone who's never been west of I-40.
Jeremy Pressley has been in insurance in Haywood County for over 20 years, and his team has helped hundreds of WNC riders get covered. When you call our Waynesville or Sylva office, a real person answers. When you have a claim, we work the process with you—we don't hand you a 1-800 number and disappear.
We shop coverage across multiple carriers to find you the best rate for your bike, your riding style, and your budget. Whether you ride daily or pull the bike out on sunny weekends, we'll build a policy that fits.
Covers damage to your motorcycle if you're in an accident, regardless of who's at fault.
Covers theft, vandalism, weather damage, and hitting animals—common concerns on mountain roads.
Covers injuries to others and damage to their property if you're at fault in an accident.
Harley-Davidson, Indian, Victory, and more
Yamaha, Kawasaki, Honda, Suzuki sportbikes
Gold Wing, Road Glide, and touring models
Three-wheelers, Can-Am, and off-road vehicles
Yes. NC law requires liability insurance on all registered motorcycles — minimum 30/60/25 coverage ($30,000 per person, $60,000 per accident, $25,000 property damage). The NC Department of Insurance outlines your rights and requirements. We'll help you meet the minimums and decide whether higher limits make sense for your assets.
No. Your auto policy doesn't extend to a motorcycle — they're completely separate policies. The good news: we can often bundle your motorcycle with your auto coverage and save you money on both. One call handles it all.
Yes. Lay-up coverage reduces your premium during months your bike is parked — popular with WNC riders who stay off mountain roads November through March. You keep comprehensive protection (theft, fire, vandalism) while dropping collision coverage you don't need. Ask us about it when you call.
Comprehensive coverage pays for deer strikes and animal collisions — one of the most common claims we see from WNC riders. Dusk on the Parkway and Soco Road is prime deer territory. If you ride these roads regularly, make sure comprehensive is on your policy. It's usually a small addition to your premium.
Yes. Custom parts and accessories (CP&A) coverage can be added to protect aftermarket exhausts, custom paint, audio systems, and other upgrades. Standard policies only cover factory-original parts, so mention any modifications when you call and we'll make sure everything you've put into the bike is protected.
Ride a car too? Most riders save by bundling their motorcycle with auto insurance. We also offer car insurance, boat insurance for WNC lakes, and umbrella insurance for extra liability protection when the unexpected happens. Serving riders throughout Haywood, Jackson, and Swain counties — in Waynesville, Sylva, Canton, Bryson City, and beyond. Visit one of our offices or call (828) 452-1898.
Get your free insurance quote in about 10 minutes. No pressure, no obligation—just honest numbers from a local agent.
We'll call you back within 24 hours.
One of our team members will reach out within 24 hours to discuss your options.
Get a free motorcycle insurance quote from a local agency that understands WNC roads.
Enter your info and we'll call you back within 24 hours.
One of our team members will reach out within 24 hours to discuss your insurance options.
