Coverage on the Highlands Plateau. A family-owned mountain agency with offices in Waynesville and Sylva.

Highlands is about 45 minutes from our Sylva office—but people make the drive because they want a real agent who picks up the phone. At 4,118 feet elevation with a seasonal population that swells every summer, this is a unique market.
If you have a luxury vehicle, a second home, or both, let's make sure your coverage actually matches what you're protecting.
One of the highest towns in the Eastern US. When everywhere else gets rain, Highlands gets snow and ice.
Walkable downtown means pedestrians, parallel parking, and slow-moving tourists. Fender benders happen.
Beautiful but dangerous. Tourists stopping suddenly for photos, wet roads, tight curves.
A lot of high-end cars in Highlands. Make sure your liability limits aren't embarrassingly low if you hit one.
Vacation home or primary residence, coverage needs are different up here. Ask about umbrella insurance if you have significant assets to protect.
Get your free insurance quote in about 10 minutes. No pressure, no obligation—just honest numbers from a local agent.
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One of our team members will reach out within 24 hours to discuss your options.
Enter your info and we'll call you back within 24 hours.
One of our team members will reach out within 24 hours to discuss your insurance options.